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0% APR Finance

Now From £250 With NO Deposit To Pay

Finance Shopping

Here at Clubhouse Golf, we now offer Interest Free Finance (0% APR) on orders over £250 and with no deposit to pay. We've teamed up with V12 Retail Finance to offer our customers simple, flexible finance options through our integrated, online 'paperless' checkout process.

If you've been looking at the new golf equipment for your bag, then why wait to upgrade? Finance is the perfect payment option that can help you get the clubs you've been saving for. Rather than paying for your order in one lump sum, you can now spread the cost over 6, 9 or 12 month terms so you only pay what suits your budget over your chosen repayment period. With no interest to pay at all, and with the choice to pay as much (or as little) deposit up front as you like, all you have to repay is the total cost of your order.

How To Purchase On Finance

Applying for finance is as easy as making a normal purchase and is completed in 4 simple steps.

Add Items To Basket
Choose Your Finance Product
Complete Your Application
Approved! Confirm Order

  1. Fill your basket with everything you want and go to the checkout.
  2. During checkout, select the finance option you want as your method of payment.
  3. You will be sent to our finance provider's secure server to complete your application.
  4. Finance provider V12 will use the information provided to make a decision and complete checkout if you are approved.

Loan Calculator

With our handy loan calculator, you can take a look at the various repayment terms and find out how much you could be paying per month.

Enter your order total: 
If you would like to pay a deposit, please enter the amount below.
Enter your deposit amount: 
Finance ProductLoan AmountDepositAPRInstalment Amount
Available to UK residents only, subject to status and minimum spend applies. Terms and conditions apply.

Gear Up For The New Season

Tee off your new season with the latest golf
clubs available from golf's biggest brands!

Upgrade your clubs today and give yourself every advantage on the golf course with the latest high performing equipment.
Representative Example
Order Total £1,077.00Total Repayable £1,077.00
Deposit Amount £0.00Finance Term 12 Months
Loan Amount £1,077.00Monthly Payment £89.75
0% APR Representative
...For just £89.75 per month!

Over 12 month term, with no deposit to pay.
Total amount repayable £1,077.00.

Frequently Asked Questions

Everything you need to know when shopping with us using V12 Retail Finance:

Am I Eligible For Finance?
Am I Eligible For Finance?

To apply for Finance with V12, you'll need to be:
  • 18 years or older.
  • A UK resident for 3 years or more/Permanent UK resident.
  • Able to make regular repayments by Direct Debit.
  • In regular employment (minimum of 16 hours per week) including self-employment, or in a permanent residence with your spouse/partner who's in regular employment*.
  • Have a debit card or credit card in your name and registered to your address and have a bank or building society current account.
Other conditions may apply and we cannot guarantee that your application will be accepted.

* If you are retired and receive a pension, or registered disabled and unable to work, V12 may ask for proof of sufficient income.

What Information Is Required?
What Information Is Required?

During the loan application process you will be asked for your personal information such as name, 3 year address history, date of birth, email and telephone contact details and employment/income information. Please note that finance orders can only be shipped to the address given in your finance application.

How Long Will It Take For A Decision?
How Long Will It Take For A Decision?

With most applications we expect that you will be given an acceptance or decline decision within 10-20 seconds. In some cases the lender may return the decision as ‘referred’. You will then receive an email with further instructions once the underwriters have made a decision. Underwriting hours are between 8am and 8pm, Monday to Friday (excluding Bank Holidays), 9am and 6pm on Saturday, and 10am and 5pm on Sunday. If your application is referred outside of these hours then you may have to wait until the next working day for the decision.

What If My Application Is Declined?
What If My Application Is Declined?

Applications may not be accepted for a number of reasons, including mis-typed information, or not meeting the specified requirements. Please note that other conditions may apply and we cannot guarantee that your application will be accepted.

If your application isn't successful, you can still purchase the item in full via PayPal or with a valid credit or debit card. If your application is declined, it’s usually for one of the following reasons:
  • You do not meet the eligibility criteria.
  • Adverse credit reference agency information.
  • Your credit score rating is too low.
  • You are considered to be overcommitted financially.
  • Your existing account performance with other lenders.
If you wish to appeal the decision made, it’s advised you obtain an up to date copy of your credit report before appealing directly to V12.

Due to data protection, all customer appeals must be email to underwriting@v12finance.com or for more advice, call V12 on 02920 468916+44 2920 468916.

Can I Cancel My Credit Agreement?
Can I Cancel My Credit Agreement?

Orders placed using V12 Finance are cancellable under the terms and conditions that are regulated by the Consumer Credit Directive. Under the consumer credit act, customers have the legal right to cancel their financial credit agreement within fourteen days of execution.

However, please note that for any orders placed that contain either 'custom fit', 'special ordered' or any other products that are subject to any personal customisation, are binding and none cancellable from the Sale Of Contract. As per our terms and conditions, this requires full payment for such products, to be made using an alternative method.

If you require any more information, please feel free to contact our Finance team who will be happy to help.

Call us on 0333 800 1617+44 333 800 1617 or send a message from our Contact Us page.

Lines Open: Monday to Saturday 9am - 5pm, Sunday 10am - 4pm (Bank Holidays 9am - 4pm)

Who Are V12 Retail Finance

We've teamed up with V12 Retail Finance Limited ("V12") to offer you a flexible interest-free option to pay on finance. V12 are a UK specialist provider of Retail Point of Sale Credit, providing finance options for more than 20 years through its industry leading online paperless processing system. If your application is successful, you will enter into a Credit Agreement with Secure Trust Bank PLC (V12's parent company) which V12 will administer. V12 are authorised and regulated by the Financial Conduct Authority. Secure Trust Bank PLC is authorised and regulated by the Prudential Regulation Authority and also regulated by the Financial Conduct Authority under registration number 204550.